How Our Legal Terms Apply to You
Our terms of use form a binding agreement between you and gunungwin the moment you open an account. Access to any feature — whether you fund your account via DANA, OVO, GoPay, or QRIS — depends on local law in your region of Indonesia. We apply
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jurisdiction-based eligibility checks at registration and periodically during your account lifecycle. If a rule change in Indonesian regulation affects your access, we will notify you via the email address registered to your account within 72 hours of the change taking effect. All transactional records tied to
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DANA, OVO, GoPay and QRIS deposits are retained for a minimum of five years in compliance with applicable financial record-keeping standards. Our legal terms are reviewed quarterly; the version timestamp displayed at the bottom of this page always reflects the current operative edition.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.